DTC見解與資源

關於殘障稅收抵免、資格和申請流程的專家文章、指南和更新。

ADHD 與殘障稅收抵免：您符合資格嗎？

ADHD 是我們最常幫助的病症之一。許多患有 ADHD 的加拿大人符合 DTC 的資格，但卻沒有意識到這一點。以下是您需要知道的資訊。

My Benefits Canada · 2026-01-15 · 6 min read

Anxiety and the Disability Tax Credit: A Complete Guide

Anxiety is one of the most common conditions qualifying for the DTC under mental functions. Learn what CRA evaluates and how to build a strong application.

Jason Friedman, Founder, My Benefits Canada · 2026-02-24 · 8 min read

加拿大看護津貼與殘疾稅務抵免：兩者如何相互配合

許多照顧殘障家屬的加拿大人，同時有資格申領「加拿大照顧者津貼」和「殘障稅務抵免」——但這兩項抵免性質不同，適用規則亦不盡相同。本指南將說明這兩項抵免的相關內容、它們之間的相互關係，以及如何確保您申領了所有應得的福利。

Jason Friedman, Founder, My Benefits Canada · 2026-03-20 · 9 min read

Canada Disability Benefit (CDB): Everything You Need to Know in 2026

The Canada Disability Benefit provides up to $200/month to working-age Canadians with a valid DTC certificate. Payments began July 2025 with up to 24 months retroactive. Here's everything you need to know.

Jason Friedman, Founder, My Benefits Canada · 2026-03-11 · 12 min read

2026年加拿大殘疾福利：DTC 如何成為您領取每月 200 加元的途徑

加拿大殘疾福利金（CDB）已於 2025 年 7 月開始發放，目前運作全面。符合資格的唯一途徑是獲得核准的殘疾稅務抵免（DTC）。本指南將說明 CDB 的給付金額、收入門檻、申請方式，以及為何現在比以往任何時候都更需要讓您的 DTC 獲得核准。

Jason Friedman, Founder, My Benefits Canada · 2026-03-20 · 11 min read

兒童傷殘補助金：家長完整指南

兒童傷殘補助金每月向照顧傷殘兒童的家庭提供免稅付款。瞭解它如何運作、哪些人符合資格，以及如何使您的福利最大化。

My Benefits Canada · 2026-02-10 · 7 min read

加拿大殘疾稅務抵免完整指南 (2026)

殘疾稅務抵免 (DTC) 是加拿大殘疾人士可獲得的最有價值的財務支持之一。這本2026年的綜合指南涵蓋了資格條件、T2201表格、追溯退稅等內容。

Jason Friedman · 2026-02-24 · 22 min read

加拿大的抑鬱症和殘障稅收抵免

憂鬱症是 DTC 最不被認可的合格狀況之一。如果您的憂鬱症嚴重限制了日常生活，您可能有資格獲得追溯退稅。

My Benefits Canada · 2026-02-20 · 7 min read

長者殘疾稅務抵免：65歲以上加拿大人須知事項（2026年）

許多加拿大長者誤以為「殘疾稅務抵免」（DTC）僅適用於工作年齡的成年人，或認為現有的福利已足以滿足其需求。這兩種想法都是錯誤的。本指南將說明 DTC 如何適用於長者、其與「老年保障金」（OAS）、加拿大退休金計劃（CPP）及「年齡津貼」的疊加方式，以及為何追溯申領對年長加拿大人尤具價值。

Jason Friedman, Founder, My Benefits Canada · 2026-03-20 · 11 min read

DTC for Children with ADHD: A Parent's Guide to the Disability Tax Credit

ADHD is one of the most common qualifying conditions for the DTC in children. This guide explains how CRA evaluates ADHD in children, what your paediatrician needs to document, and the combined benefits — DTC refund, CDB, and RDSP — your family may be entitled to.

My Benefits Canada · 2026-02-24 · 7 min read

DTC for ADHD & Executive Function Disorder

ADHD and Executive Function Disorder affect a person's ability to plan, organize, initiate tasks, manage time, and regulate behaviour. When these impairments are severe enough to cause a marked...

Jason Friedman, Founder, My Benefits Canada · 2026-02-24 · 7 min read

DTC for Amputation, Spinal Cord Injury & Muscular Dystrophy

Amputation, spinal cord injury, cerebral palsy, muscular dystrophy, and stroke-related mobility impairment can all cause significant restrictions in a person's ability to walk. When these conditions...

Jason Friedman, Founder, My Benefits Canada · 2026-02-24 · 7 min read

焦慮症的 DTC：GAD、驚恐障礙和 OCD

焦慮症——包括廣泛性焦慮症、驚恐障礙、OCD、社交焦慮症和廣場恐懼症——會嚴重限制一個人管理日常活動的能力。

Jason Friedman · 2026-02-24 · 7 min read

DTC 被拒絕？上訴程序如下

DTC 拒絕並不表示您不符合資格。大多數拒絕是因為 T2201 的填寫方式所致。以下是上訴程序的運作方式，以及您接下來可以做的事。

My Benefits Canada · 2026-02-20 · 6 min read

DTC for Arthritis, Chronic Pain & Fibromyalgia

Severe arthritis, chronic pain disorders, and fibromyalgia can profoundly affect a person's ability to walk. When pain, joint damage, or fatigue restricts mobility to the point where the person...

Jason Friedman, Founder, My Benefits Canada · 2026-02-24 · 7 min read

DTC for Chronic Fatigue Syndrome (ME/CFS) & Long COVID

Myalgic Encephalomyelitis / Chronic Fatigue Syndrome (ME/CFS) and Long COVID can cause severe, multi-system impairments that significantly restrict daily functioning. Because these conditions...

Jason Friedman, Founder, My Benefits Canada · 2026-02-24 · 7 min read

DTC for Cognitive Impairment, TBI & Dementia

Cognitive impairments — whether caused by traumatic brain injury, dementia, Alzheimer's disease, or learning disabilities — can severely restrict a person's ability to manage daily life. When these...

Jason Friedman, Founder, My Benefits Canada · 2026-02-24 · 7 min read

DTC for Crohn's Disease, Ulcerative Colitis & Severe IBS

Crohn's Disease, Ulcerative Colitis, and severe IBS can cause profound disruptions to bowel function that significantly restrict daily living. When these conditions cause daily incontinence, frequent...

Jason Friedman, Founder, My Benefits Canada · 2026-02-24 · 7 min read

DTC for Cumulative Mental Health Conditions

Many Canadians have two or more mental health conditions that individually might not meet CRA's threshold for a marked restriction, but together cause a significant cumulative impact on daily...

Jason Friedman, Founder, My Benefits Canada · 2026-02-24 · 7 min read

DTC for Cumulative Physical Conditions

When two or more physical conditions combine to restrict daily functioning, the cumulative effect may qualify for the Disability Tax Credit — even if no single condition alone meets the threshold for...

Jason Friedman, Founder, My Benefits Canada · 2026-02-24 · 7 min read

DTC for Cystic Fibrosis & Chronic Respiratory Conditions

Cystic Fibrosis and chronic respiratory conditions can qualify for the Disability Tax Credit under the Life-Sustaining Therapy category. Cystic Fibrosis in particular requires extensive daily therapy...

Jason Friedman, Founder, My Benefits Canada · 2026-02-24 · 7 min read

DTC for Major Depression & Bipolar Disorder

Major Depression and Bipolar Disorder can cause profound impairments in a person's ability to manage daily life — including difficulty with memory, concentration, decision-making, personal care, and...

Jason Friedman, Founder, My Benefits Canada · 2026-02-24 · 7 min read

DTC for Dialysis & Kidney Disease

Dialysis is one of the most clearly qualifying conditions under the Life-Sustaining Therapy category of the Disability Tax Credit. Hemodialysis typically requires three sessions per week of 3-5 hours...

Jason Friedman, Founder, My Benefits Canada · 2026-02-24 · 7 min read

DTC for Down Syndrome & Intellectual Disabilities

Down Syndrome and other intellectual disabilities can cause significant and lifelong impairments in a person's ability to manage daily activities independently. When these conditions affect adaptive...

Jason Friedman, Founder, My Benefits Canada · 2026-02-24 · 7 min read

DTC for Dressing Difficulties

The ability to dress oneself is one of the basic activities of daily living that CRA evaluates for DTC eligibility. When a condition causes a person to require daily assistance with dressing, need...

Jason Friedman, Founder, My Benefits Canada · 2026-02-24 · 7 min read

DTC for Bowel & Bladder Conditions

If you live with a chronic bowel or bladder condition that significantly impacts your daily functioning, you may qualify for the Disability Tax Credit and retroactive refunds of up to $25,000.

Jason Friedman, Founder, My Benefits Canada · 2026-02-24 · 8 min read

DTC for Epilepsy & Seizure Disorders

Epilepsy and seizure disorders can qualify for the Disability Tax Credit when they cause a marked restriction in mental functions necessary for everyday life. CRA evaluates not just the seizures...

Jason Friedman, Founder, My Benefits Canada · 2026-02-24 · 7 min read

DTC for Feeding Difficulties

CRA evaluates DTC eligibility for feeding based on whether a person can independently prepare food for ingestion — such as cutting food or opening containers — and physically bring food and drink to...

Jason Friedman, Founder, My Benefits Canada · 2026-02-24 · 7 min read

DTC for Feeding Difficulties

If you or a family member requires significant assistance or extra time to feed yourself due to a physical or neurological condition, you may qualify for the Disability Tax Credit.

Jason Friedman, Founder, My Benefits Canada · 2026-02-24 · 8 min read

退伍軍人殘疾稅務抵免：加拿大退伍軍人須知

許多加拿大退伍軍人雖領取加拿大退伍軍人事務部的殘疾津貼，卻從未申請過「殘疾稅務抵免」——這是一項獨立的聯邦計劃，可提供數千加元的額外稅務減免。本指南將說明這兩項計劃如何相互關聯，以及退伍軍人如何同時申領這兩項福利。

Jason Friedman, Founder, My Benefits Canada · 2026-03-20 · 10 min read

DTC for Hearing Loss & Deafness

CRA evaluates DTC eligibility for hearing based on whether a person can hear well enough to understand spoken conversation in a quiet setting, even with the use of hearing aids or cochlear implants....

Jason Friedman, Founder, My Benefits Canada · 2026-02-24 · 7 min read

DTC for Incontinence, Bladder Dysfunction & Ostomy Care

Chronic incontinence, bladder dysfunction, spina bifida, and ostomy care can all cause significant restrictions in bowel or bladder functions. When these conditions require daily management support,...

Jason Friedman, Founder, My Benefits Canada · 2026-02-24 · 7 min read

DTC for Multiple Sclerosis & Parkinson's Disease

Multiple Sclerosis and Parkinson's Disease are progressive neurological conditions that can significantly impair a person's ability to walk. When these conditions cause a marked restriction — meaning...

Jason Friedman, Founder, My Benefits Canada · 2026-02-24 · 7 min read

DTC 申請需要多久？CRA 處理時間詳解 (2026)

大多數加拿大人都對 DTC 流程實際所需的時間感到驚訝。本指南將說明加拿大稅務局（CRA）目前的處理時程、各階段的流程，以及如何避免那些會讓原本 8 週的審查期延長至 6 個月的延誤情況。

Jason Friedman, Founder, My Benefits Canada · 2026-03-20 · 10 min read

DTC for PTSD & Trauma-Related Disorders

PTSD and trauma-related disorders can cause severe and persistent impairments in mental functioning — including hypervigilance, avoidance behaviours, emotional dysregulation, memory difficulties, and...

Jason Friedman, Founder, My Benefits Canada · 2026-02-24 · 7 min read

DTC Retroactive Claims: How to Claim Up to 10 Years Back

DTC approval allows CRA to adjust your tax returns for up to 10 previous years. Learn how retroactive refunds are calculated and how to maximize your claim.

Jason Friedman, Founder, My Benefits Canada · 2026-02-24 · 10 min read

DTC for Schizophrenia & Personality Disorders

Schizophrenia and severe personality disorders can cause profound and persistent impairments in a person's ability to perceive reality, manage emotions, maintain relationships, and perform daily...

Jason Friedman, Founder, My Benefits Canada · 2026-02-24 · 7 min read

DTC for Speaking Difficulties

If you or a family member has significant difficulty being understood by others when speaking, even in a quiet setting, you may qualify for the Disability Tax Credit.

Jason Friedman, Founder, My Benefits Canada · 2026-02-24 · 8 min read

DTC for Speech & Language Disorders

CRA evaluates DTC eligibility for speaking based on whether a person can be understood by another person familiar with them, in a quiet setting. When a condition prevents reliable verbal...

Jason Friedman, Founder, My Benefits Canada · 2026-02-24 · 7 min read

DTC for Spinal Stenosis, Degenerative Disc Disease & Back Conditions

Spinal stenosis, degenerative disc disease, severe scoliosis, and other chronic back conditions can significantly impair a person's ability to walk. When these conditions cause a marked restriction —...

Jason Friedman, Founder, My Benefits Canada · 2026-02-24 · 7 min read

DTC 兒童補充指南：18歲以下子女的家長常忽略的額外福利

凡育有未滿 18 歲且已獲核准 DTC 資格之子女的家長，除基本抵免額外，尚有權領取額外的子女補助——每年價值數千美元。許多家庭雖申領了基本 DTC，卻完全錯過了這項補助。本指南將說明其運作方式，以及如何追溯申領。

Jason Friedman, Founder, My Benefits Canada · 2026-03-20 · 9 min read

如何將殘障稅務抵免轉移給配偶或贍養的家庭成員

若身心障礙者因收入過低而無法全額使用 DTC，未使用的部分可轉讓給一名贍養其的家庭成員。本指南將詳細說明轉讓的運作方式、符合資格者，以及如何追溯申請。

Jason Friedman, Founder, My Benefits Canada · 2026-03-20 · 9 min read

DTC for Children with Type 1 Diabetes: A Parent's Guide

Type 1 diabetes qualifies under CRA's life-sustaining therapy category when management requires 14+ hours per week. This guide explains how to document your child's insulin therapy time and maximize retroactive benefits.

My Benefits Canada · 2026-02-24 · 7 min read

DTC for Type 1 Diabetes & Insulin Therapy

Type 1 Diabetes and insulin-dependent Type 2 Diabetes can qualify for the Disability Tax Credit under the Life-Sustaining Therapy category. CRA requires that the therapy take at least 14 hours per...

Jason Friedman, Founder, My Benefits Canada · 2026-02-24 · 7 min read

DTC for Ventilator Dependence, Immunodeficiency & Cancer Therapy

Ventilator dependence, immunodeficiency requiring monitored therapy, and certain active cancer treatment regimens can qualify for the Disability Tax Credit under the Life-Sustaining Therapy category....

Jason Friedman, Founder, My Benefits Canada · 2026-02-24 · 7 min read

DTC for Vision Loss & Blindness

CRA evaluates DTC eligibility for vision based on specific measurable criteria: visual acuity of 20/200 or worse in the better eye with correction, or a field of vision of less than 20 degrees....

Jason Friedman, Founder, My Benefits Canada · 2026-02-24 · 7 min read

纖維肌痛症與殘疾稅務抵免：您符合資格嗎？

纖維肌痛症是 DTC 系統中最常被誤解的疾病之一。加拿大稅務局（CRA）並非因該診斷而駁回申請——他們駁回申請是因為功能性影響未被正確記錄。本指南將說明您需要向加拿大稅務局（CRA）提供哪些證明資料才能獲得批准。

Jason Friedman, Founder, My Benefits Canada · 2026-03-20 · 10 min read

How to Choose a Disability Tax Credit Representative in Canada (2026 Guide)

Choosing the right representative for your Disability Tax Credit application is an important decision. This guide explains the objective criteria you should evaluate — including fee structure, medical coordination, DTCPRA compliance, and CRA authorization — so you can make an informed choice.

Jason Friedman, Founder, My Benefits Canada · 2026-02-24 · 12 min read

Life-Sustaining Therapy and the DTC: The 14-Hour Rule Explained

If you require therapy essential to sustain your life at least three times per week, totalling 14 or more hours including preparation and recovery, you may qualify for the DTC under the life-sustaining therapy category.

Jason Friedman, Founder, My Benefits Canada · 2026-02-24 · 10 min read

長期新冠與殘疾稅收抵免：您在 2026 年符合資格嗎？

「新冠後遺症（長期新冠）」現已被認定為加拿大「殘疾稅務抵免」的合格依據。本指南將說明哪些症狀符合資格、如何向加拿大稅務局（CRA）提供相關證明文件，以及為何許多長期新冠的申請遭到駁回——並說明如何提出申訴。

Jason Friedman, Founder, My Benefits Canada · 2026-03-20 · 10 min read

Mental Functions and the DTC: What CRA Evaluates

Mental functions necessary for everyday life is the most commonly claimed DTC category. Learn exactly what CRA evaluates and how conditions like ADHD, depression, and autism can qualify.

Jason Friedman, Founder, My Benefits Canada · 2026-02-24 · 10 min read

強迫症與殘疾稅收抵免：加拿大人需要了解的事項

若強迫症導致日常生活中所需的精神功能受到顯著限制，即可符合申請「殘疾稅務抵免」的資格。本指南將說明加拿大稅務局（CRA）的評定標準、醫師需記錄的內容，以及為何許多強迫症申請遭駁回——並提供解決方法。

Jason Friedman, Founder, My Benefits Canada · 2026-03-20 · 9 min read

PTSD and the Disability Tax Credit: A Complete Guide

PTSD is one of the most common conditions qualifying for the DTC under mental functions. Learn what CRA evaluates and how to build a strong application.

Jason Friedman, Founder, My Benefits Canada · 2026-02-24 · 8 min read

DTC 申請遭拒絕的十大原因

大多數 DTC 拒絕不是因為申請人不符合資格 - 而是因為文件錯誤。以下是十大原因以及如何避免這些原因。

My Benefits Canada · 2026-02-01 · 6 min read

1 型糖尿病與 DTC：維持生命的療法

1 型糖尿病是 DTC 維持生命治療類別中最明確的合格條件之一。以下是如何確保您的申請獲得批准的方法。

My Benefits Canada · 2026-01-05 · 5 min read

什麼是殘障稅收抵免 (DTC)？

殘障稅收抵免是一種不可退稅的稅收抵免，可幫助加拿大殘障人士或其供養的家庭成員減少所欠的所得稅。以下是您需要知道的一切。

My Benefits Canada · 2026-02-15 · 8 min read

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