Canada Disability Benefit (CDB) 2026: The Complete Guide

The Canada Disability Benefit (CDB) is a new, monthly federal income supplement for working-age Canadians with disabilities. First eligibility month is June 2025, with payments beginning in July 2025. Administered by Service Canada.

What is the Canada Disability Benefit?

The CDB is a direct monthly payment designed to lift working-age persons with disabilities out of poverty. It supplements, but does not replace, existing provincial and territorial disability supports. The maximum benefit is approximately $200/month for individuals with the lowest incomes.

Who Qualifies for the Canada Disability Benefit?

To qualify, you must: (1) Be approved for the Disability Tax Credit (DTC) — this is the gateway requirement; (2) Be between 18 and 64 years old; (3) Have filed your income tax return; (4) Be a Canadian resident for tax purposes.

How the CDB and DTC Work Together

The DTC is the key that unlocks the CDB. Without DTC approval, you cannot receive the CDB. The DTC is a non-refundable tax credit that reduces income tax owed, while the CDB is a direct monthly payment. Both require the same initial DTC application.

How My Benefits Canada Can Help

My Benefits Canada specializes in DTC applications — the essential first step to CDB eligibility. We handle paperwork, coordinate with your doctors, and build the strongest possible case for CRA approval. Our fee is 25% of retroactive refunds only — no upfront costs.